Last updated: October 2026
General information only
The content on bizcover.co.uk (“Bizcover”, “this site”) is general information about insurance and law in the United Kingdom. It is not legal, financial, insurance or tax advice, and it is not a substitute for advice from a suitably qualified and regulated professional about your own circumstances. Don’t act, or refrain from acting, on the basis of anything on this site without taking appropriate advice.
No adviser-client relationship
Reading this site, commenting or contacting me does not create an adviser-client, solicitor-client or any other professional relationship. I don’t take instructions, act for anyone, or sell, arrange or recommend insurance products through this site.
Jurisdiction
Unless stated otherwise, the guides cover the law of England and Wales. The law in Scotland and Northern Ireland is often different. Some topics, such as financial regulation and some consumer law, apply across the UK, and where that is the case the guide says so.
Accuracy and currency
I aim to keep the guides accurate and up to date, and each one shows when it was last reviewed. However, laws, regulations, limits, fees and procedures change, and I can’t guarantee that every page reflects the current position when you read it. Always check the official source linked in the guide.
Insurance
Bizcover is not an insurer, broker or intermediary and is not authorised by the Financial Conduct Authority. Nothing on this site is a recommendation of, or an invitation to buy, any particular insurance product. If you need insurance, deal with a firm authorised on the FCA Financial Services Register.
Getting advice
- Citizens Advice: free, confidential advice on many legal and consumer issues.
- Solicitors Regulation Authority register: check a solicitor or law firm.
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- Legal Ombudsman: complaints about legal service providers.
External links
This site links to third-party websites for convenience and further information. I’m not responsible for their content, accuracy or privacy practices.
Limitation of liability
To the extent permitted by law, I accept no liability for any loss arising from reliance on the content of this site. Nothing in this disclaimer limits or excludes any liability that cannot be limited or excluded by law. See also the Terms of Use.
General information only, not legal or financial advice. No adviser-client or solicitor-client relationship is created. Covers England and Wales unless stated; rules differ in Scotland and Northern Ireland. Last reviewed October 2026. See the full disclaimer.